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Saturday, 23 May 2020

Atmanirbhar Gujarat Sahay Yojana (AGSY) 2020 Online Application / Registration Form [Rs. 1 lakh Loan at 2% Interest Rate Apply]

The Gujarat govt is inviting Atmannirbhar Gujarat Sahay Yojana (AGSY) 2020 application / registration form through online mode. In this self reliant Gujarat scheme, the state govt. will providing loans of upto Rs. 5,000 crore to more than 10 lakh traders. Accordingly, small traders can apply online for Rs. 1 lakh loan at 2% interest rate at the official website. Now check the eligibility criteria, find name in beneficiary list, loan amount and complete details of this scheme.
Gujarat government is providing helping hand to the lower middle income group people through this scheme. The loans given under Atmanirbhar Gujarat Sahay Yojana (AGSY) 2020 will be given without security for 3 years. There would be no equated monthly installment (EMI) for the first 6 months. The scheme will provide financial assistance to small businessmen, skilled workers, auto-rickshaw owners, electricians, barbers and others whose economic activities have been disrupted due to COVID-19 pandemic outbreak.

The Gujarat state govt. of Gujarat will pay another 6% interest to banks who provides loan under the Atmanirbhar Gujarat Sahay Yojna (AGSY). The parent scheme for AGSY Yojana (Self Reliant Gujarat Campaign) is Atmanirbhar Bharat Abhiyan (Self Reliant India Campaign).

Atmanirbhar Gujarat Sahay Yojana 2020

The state govt. of Gujarat govt. has announced Atmanirbhar Gujarat Sahay Yojana 2020 in which lower middle income group can avail guarantee-free loan of upto Rs. 1 lakh from banks. This loan amount will be provided at an annual interest rate of 2% as it seeks to help them get back to normal life disrupted by the Coronavirus lockdown. Moreover, govt. will also pay another 6% interest to banks giving loans under the scheme.

Atmanirbhar Gujarat Sahay Yojana Application / Registration Form Online

Just like other loan schemes, Gujarat govt. will invite Aatmanirbhar Gujarat Sahay Yojana online application / registration form. All the applications may be invited through the Gujarat govt. official website or a new dedicated portal (to be launched soon). People will have to make Aatm Nirbhar Gujarat Sahay Yojana registration by filling apply online form. As soon as the online application process will start, we will update it here.

Application forms to get loan upto Rs.1-lakh under 'Atmanirbhar Gujarat Sahay Yojana' to be made available free of cost from all branches of urban and district cooperative banks and credit societies across the state from May 21 onwards and will be accepted until August 31.


This AGSY scheme aims to benefit small businessmen and cross section of people falling under the lower middle income group. As per the Aatmanirbhar Gujarat Sahay Yojna, loan tenure will be of 3 years and payment of installments will begin after 6 months of loan disbursal. Earlier on 13 May 2020, central govt. has launched Aatm Nirbhar Bharat Abhiyan (self reliant India campaign).

Atmanirbhar Gujarat Sahay Yojana Beneficiaries List

The state government has launched Atmanirbhar Gujarat Scheme for the following group of people as mentioned below:-

1) Small businessmen.
2) Skilled Workers.
3) Autorickshaw owners.
4) Electricians.
5) Barbers.
6) Other people having lower income.

Other states like Delhi, Maharashtra, Bihar, Jharkhand has declared cash assistance of upto Rs. 5,000  to migrant workers and needy people. The state govt. of Gujarat has an opinion that such a small amount will not bring their life back of normal. So the state govt. has started Atmanirbhar Gujarat Sahay Yojana to provide guarantee free loans to needy people.

Guarantee Free Loan under Aatmanirbhar Gujarat Sahay Yojana 2020

On the lines of Aatmanirbhar Bharat Abhiyan, CM Vijay Rupani announces Atmanirbhar Gujarat Sahay Yojana. This self reliant Gujarat campaign will benefit of over 1 million lockdown hit small traders, hawkers, skilled workers and cross section of people falling under the lower middle income group.  

Approximately 10 lakh beneficiaries of Atmanirbhar Gujarat Sahay Yojana will get upto Rs. 1 lakh guarantee free loans from banks. All the collateral free loans to beneficiaries will be given on the basis of submitted application / registration form. The 2% interest would be borne by the beneficiaries while remaining 6% interest rate would be provided by the govt. to the banks directly.

The tenure for each loan provided under Atmanirbhar Gujarat Sahay Yojana 2020 will be of 3 years. Repayment of principal amount of loan along with interest will start after 6 months of loan sanctioning.

The state government has come up with this scheme after discussion with district, scheduled and cooperative banks. Furthermore, the state government will come out with detailed information on AGSY in a few days and loan will be made available to all those who are in need of it.

Overview / Highlights of Atmanirbhar Gujarat Sahay Yojana 

Here are the important features and highlights of Atmanirbhar Gujarat Sahay Yojana 2020:- 
Name of the SchemeAtmanirbhar Gujarat Sahay Yojana
Launch Date14 May 2020
StateGujarat
Article CategoryApplication / Registration Form
Apply ModeOnline
BeneficiariesSmall businessmen, skilled workers, auto-rickshaw owners, electricians, barbers
Major BenefitLoans at lower interest rate
Loan AmountUpto Rs. 1 lakh
Interest Rate2% per annum
Loan Tenure3 years
Repayment of Principal and Interest6 months after loan sanction date
Parent SchemeAatmanirbhar Bharat Abhiyan
Launched ByCM Vijay Rupani

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