New Sarkari Yojana List 2022 (नई सरकारी योजनाओं की सूची)

New Sarkari Yojana List 2022 (नई सरकारी योजनाओं की सूची)

प्रधानमंत्री मोदी एवं विभिन्न राज्य के मुख्यमंत्री द्वारा शुरू की गयी सभी योजनाएं, केंद्र व राज्य सरकार की योजनाएँ 2022, सरकारी योजना हिंदी और अंग्रेजी में योगी योजना वेबसाइट पर

Jan Samarth Portal (jansamarth.in) Registration 2022 / Login | National Portal for Credit Linked Government Schemes

Good news for citizens, Jan Samarth Portal Registration 2022 and login process started at jansamarth.in. Prime Minister Modi has launched National Portal for Credit Linked Government Schemes on 6th June 2022. There are 13 schemes, 4 loan categories and several lenders on Jansamarth platform which aims to improve the ease of living for the common man. 

Jan Samarth is a one stop digital portal linking central govt schemes which are run by different ministries and departments. Jansamarth portal is unified government schemes portal which serve as one more step towards Aatmanirbhar Bharat. Read this article till the end to know process for checking eligibility, apply online and get digital approval by making Jan Samarth Portal registration and login.


jansamarth.in Portal Registration 2022 / Login

Let's check how to make Jan Samarth Portal registration 2022 and login:-

  • At the homepage, click at "Register" tab present in the main menu or directly click https://www.jansamarth.in/register
  • Then the Jan Samarth Portal Registration page will open.

  • As the registration process has been started, it will ask for entering mobile number and captcha and click "Get OTP" button.
  • Then consent page will open comprising of privacy policy, terms and conditions and disclaimer. Read and agree to these conditions to proceed to OTP verification page.

  • Then enter the OTP received on your entered mobile number and proceed to go to Email ID verification page.

  • Enter the e-mail ID and click "Get OTP" button. Next page you can enter OTP received on Email ID. Then proceed to make Jan Samarth portal registration.
  • After creating your account, you can "Log In" at Jan Samarth Portal using the link - https://www.jansamarth.in/login. The login page of jansamarth.in portal will open.

  • Enter email address, mobile number and click at "Login" button to make Jan Samarth Portal login.

Jan Samarth Portal Launch Update

To realize the Narendra Modi government's vision of minimum government maximum governance, the new Jan Samarth Portal has initially onboarded 13 credit-linked government schemes. These offerings will be gradually expanded on the basis of compatibility because some of the centrally sponsored schemes have involvement of multiple agencies. For eg, schemes like PM Awas Yojana and Credit Linked Capital Subsidy Scheme (CLCSS) are being administered by different ministries.

JanSamarth portal aims to bring these schemes on a single platform which can be accessed by beneficiaries in a simple manner. State Bank of India (SBI) has done the pilot testing and loose ends are already tied up. Now on 6th June 2022, PM Modi has launched Jan Samarth Portal. The new jansamarth.in portal has open architecture which would enable state governments and other institutions to onboard their schemes on this Jan Samarth portal in the future.

Earlier in the year 2018, central govt. had launched a portal http://psbloansin59minutes.com for borrowers of credit products, including MSME, home, auto and personal loans. The PSB Loans in 59 minutes portal facilitates in-principle approval of loans for MSMEs and other borrowers in just 59 minutes time by various state-owned banks. Earlier turnaround time was of 20-25 days. After getting in-principle approval letter, loan will be disbursed in 7-8 working days. The portal processes loan applications without human intervention till the sanction stage. Any MSME borrower is not required to submit any physical document for in-principle approval for a loan.

Instead, the portal depends on advanced algorithms to analyse data points from several sources such as Income Tax returns, GST data, bank statements etc. The platform is integrated with the government's Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) to check borrowers; eligibility. In the first two months of the launch of the portal, state-owned banks had given in-principle approval to 1.12 lakh loan applications of micro, small and medium enterprises, totalling Rs. 37,412 crore.


List of Schemes at Jan Samarth Portal

There are schemes regarding education loan, agri infrastructure loan, business activity loan and livelihood loan present at Jan Samarth Portal.

Education Loan

  • Central Sector Interest Subsidy (CSIS)
  • Padho Pardesh
  • Dr. Ambedkar Central Sector Scheme

Agri Infrastructure Loan

  • Agri Clinics and Agri Business Centers Scheme (ACABC)
  • Agricultural Marketing Infrastructure (AMI)
  • Agriculture Infrastructure Fund (AIF)

Business Activity Loan

  • Prime Minister's Employment Generation Programme (PMEGP)
  • Star Weaver Mudra Scheme (SWMS)
  • Pradhan Mantri Mudra Yojana (PMMY)
  • Pradhan Mantri Street Vendor Aatmanirbhar Nidhi Scheme (PM Svanidhi)
  • Self Employment Scheme for Rehabilitation of Manual Scavengers (SRMS)
  • Standup India Scheme

Livelihood Loan

Deendayal Antyodaya Yojana - National Rural Livelihoods Mission (DAY-NRLM)

Jan Samarth Portal Schemes List (All) - https://www.jansamarth.in/government-of-india-schemes

Jan Samarth Schemes Apply Online Process

  • Check Eligibility - Answer few questions and get matched with best suitable scheme(s).
  • Apply Online - Provide basic details & documents, and advance technologies would capture / auto-fill required details through smart analytics.
  • Get Digital Approval - View Offers from 125+ lenders and get digital approval from selected bank.

About the JanSamarth Scheme

A Unique One-Stop Digital Portal Linking Government Schemes, Incentives and Subsidies. JanSamarth Portal, an initiative by Government of India, is a unique digital portal linking thirteen Credit Linked Government schemes on a single platform, for ease of access to all the beneficiaries and related stakeholders.

The core objective of JanSamarth Portal is to promote inclusive growth and development of various sectors by guiding and providing them to the right type of Government benefits through simple and easy digital processes. The portal ensures end-to-end coverage of all the processes and activities of all the linked schemes.

The Portal uses cutting-edge technologies and smart analytics to provide intuitive guidance to beneficiaries for checking subsidy eligibility and auto recommendation system offers best suitable schemes as per Beneficiary's requirements and credentials. Advanced technologies automate entire lending processes based on digital verifications making the entire process simple, speedy and hassle-free.

Benefits of jansamarth.in Portal

Connects various stakeholders of the financial ecosystem on a single platform to promote inclusive development and ease of doing business.

  • Applicants (Beneficiaries)
  • Lenders and Financial Institutions
  • Central / State Government Ministries
  • Nodal Agencies
  • Facilitators

Digital Integrations at Jansamarth In Portal

JanSamarth Portal, a one of its kind, is having multiple integrations within the platform with UIDAI, CBDT, NSDL, LGD etc. These integrations provide a backbone of digital access to authenticate data, reducing hassles of Member Lending Institutes (MLIS) as well as beneficiaries. The automated rule engine of JanSamarth Portal enables beneficiaries to choose from multiple options offered by various MLIS onboarded on the Jan Samarth Portal.

Jan Samarth Partner Banks (Key Stakeholders)

Various Ministries, Nodal Agencies and Lenders came together on a single Platform to ensure fast, smooth and secure subsidy availing process for beneficiaries. There are 8+ Ministries, 10+ Nodal Agencies and 125+ Lenders on Platform.

  • ICICI Bank
  • Axis Bank
  • IDBI Bank
  • HDFC Bank
  • State Bank of India (SBI)
  • Punjab National Bank
  • Canara Bank
  • Bank of Baroda
  • SIDBI
  • Kotak Mahindra Bank
  • National Bank for Agriculture and Rural Development
  • Indian Bank
  • Indian Overseas Bank
  • Punjab & Sind Bank
  • UCO Bank
  • Union Bank
  • Bank of India
  • Central Bank of India
  • Bank of Maharashtra

You can select loan category and check your eligibility for multiple schemes at once at Jan Samarth Portal.

For more details, visit the official website at https://www.jansamarth.in/home 

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