YOGIYOJANA.CO.IN : सरकारी योजनाओं की जानकारी हिंदी और अंग्रेजी में, सरकारी योजना : Sarkari Yojana in Hindi / English | प्रधानमंत्री व राज्य सरकार की योजनाएं 2021

Sunday, 11 April 2021

Vidya Lakshmi Portal Registration / Login - Apply Online for Education Loan at vidyalakshmi.co.in

Vidya Lakshmi Portal Registration & Login to apply online for education loan. Central government has started inviting Education loan online application form at vidyalakshmi.co.in. Students can view, apply and track the education loan applications to banks anytime, anywhere by accessing the Vidya Laxmi Portal. Interested candidates can now make Vidyalaxmi Portal online registration & login as student to get loans for their studies.

The process to apply online for education loan at Vidya Laxmi Portal is very simple. It involves registration at Vidyalaxmi portal, filling up of common loan application form and then apply to multiple banks.

About Vidya Lakshmi Portal

Vidya Lakshmi is a first of its kind portal for students seeking Education Loan. This portal has been developed under the guidance of Department of Financial Services (Ministry of Finance), Department of Higher Education (Ministry of Education) and Indian Banks Association (IBA). The portal has been developed and being maintained by NSDL e-Governance Infrastructure Limited. 

Vidya Laxmi Portal Registration

Vidya Lakshmi Portal provides single window for Students to access information about various loan schemes provided by banks and make applications for Educational Loans. If you want to apply for education loan on Vidyalakshmi portal, you must register on portal. Please provide essential details as mentioned in registration form. Here is the complete process to make Vidya Laxmi Portal Registration:-
  • Here applicants can fill in all the details accurately to proceed to login page.

Important Instructions

Please ensure that the registration details filled in are correct. Please enter password in required format.

Guidelines for Registering on Vidya Lakshmi Portal

Name - Please enter student name as per 10th class marksheet or as per the marksheet attached with your loan application
Mobile Number - Enter a valid mobile number. Student can provide mobile number of parent/guardian
Email ID - Enter a valid email ID. Email ID will not be allowed to change. All necessary communications will be sent on this email ID.

Vidyalaxmi Portal Login

All the interested students who wishes to apply online for education loan can now make Vidyalaxmi Portal login at the homepage of official Vidya Lakshmi Portal. The direct link to make Vidya Laxmi Portal login is given here - https://www.vidyalakshmi.co.in/Students/index 

The section where login has to take place will be displayed on the home screen similar to the one in the image below:-
Here applicants can enter e-mail ID and password and click at "Login" button to proceed to fill Vidyalakshmi Education loan application form.

List of Registered Banks for Education Loan at Vidyalakshmi Portal 

There are a total of 38 banks registered banks at Vidya Lakshmi Portal. Out of these banks, the major banks which are registered at Vidyalakshmi portal are as follows:-
  • Canara Bank
  • Bank of India
  • Corporation Bank
  • Punjab National Bank
  • UCO Bank 
  • Indian Overseas Bank
  • Axis Bank
  • Federal Bank
  • RBL Bank
  • Allahabad Bank
  • Andhra Bank
  • Bank of Baroda
  • Dena Bank
  • Central Bank of India
  • IDBI Bank
  • HDFC Bank
  • State Bank of India
  • Tamilnad Mercantile Bank Ltd.
  • GP Parsik Bank
  • New India Bank
  • Union Bank of India
  • Karur Vysya Bank
  • Syndicate Bank
  • Vijaya Bank

Need for Vidya Lakshmi Yojana

India is one of the youngest nations in the world with more than 54% of the total population below 25 years of age. Our young people have to be both, educated and employable for the jobs of the 21st century. The Prime Minister has explained how Skill India needs to be closely coordinated with Make in India. Yet, today less than 5% of our potential workforce gets formal skill training to be employable and stay employable. 

With a view to enable all poor and middle class students to pursue higher education of their choice without any constraint of funds, PM proposed to set up a fully IT based Student Financial Aid Authority to administer and monitor Scholarship as well Educational Loan Schemes, through the Pradhan Mantri Vidya Lakshmi Karyakram. The central govt. wants to ensure that no student misses out on higher education for lack of funds. The IT based mechanism under the Pradhan Mantri Vidya Lakshmi Karyakram is expected to provide to students a single window electronic platform for Scholarships and Educational Loans.

Search for Loan Schemes at Vidya Lakshmi Portal

Students would be able to perform search for loan schemes at Vidyalakshmi.co.in portal after making successful login. There are 127 loan schemes to select from which are available at the Vidyalaxmi Portal.

Helpline Number

Tel - 020-2567 8300, e-mail ID: vidyalakshmi@nsdl.co.in

Head Office

Head Office Working Hours- Monday to Friday - 9:30 am to 6 pm
Mumbai Address - Times Tower, 1st Floor, Kamala Mills Compound, Lower Parel, Mumbai - 400 013.
Fax - (022) 2491 5217

Branches

Branches Working Hours- Monday to Friday - 9:30 am to 6 pm
Kolkata Address: 5th Floor, The Millenium, Flat No. 5W, 235/2A, Acharya Jagdish Chandra Bose Road, Kolkata - 700 020.
Chennai Address: 6A, 6th Floor, Kences Towers, #1 Ramkrishna Street, North Usman Road, T. Nagar, Chennai - 600 017.
New Delhi Address: 409/410, Ashoka Estate Building, 4th floor, Barakhamba Road, Connaught Place, New Delhi - 110 001.
Ahmedabad Address: Unit No. 407, 4th floor, 3rd Eye One Commercial Complex Co-op. Soc. Ltd., Above Vijay Sales Stores C. G. Road, Near Panchvati Circle, Ahmedabad - 380006.

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