The state govt. of Andhra Pradesh had launched AP YSR Asara Scheme on 11 September 2020. AP govt. will reimburse all the outstanding loans taken by all the women members of self-help groups belonging to the SC, ST, BC, and minority communities as on 11 April 2019 in four instalments. Check YSR Asara Scheme amount, eligibility, status, release date. Andhra Pradesh government has released an amount of Rs. 6,419 crore to 74.94 lakh women beneficiaries in 3rd phase of AP YSR Asara Scheme on 25 March 2023. 

Under YSR Aasara scheme, govt. will waive off outstanding loans of self help groups (SHGs) upto 2019. Before assembly elections, CM YS Jagan promised to repay the loans to the tune of Rs. 25,517 crore taken by SHG women till April 11, 2019 in four installments. First instalment was credited on September 11, 2020, second installment credited on 7 Oct 2021, third installment credited in March 2023. The YSR Asara scheme aims to empower women in rural and urban areas by turning them into entrepreneurs. This is done by facilitating financial support and providing marketing facilities to their products.

The main aim is to waive off loans of debt ridden women SHGs in the state. The AP YSR Asara Scheme will ensure that women are not forced to go back to take loans at higher interest rates once again. The amount given under Aasara scheme can also be used for their future prospectus if they have repaid their loan already. The govt. will still stick to its promise of reimbursing the total outstanding loan.

AP YSR Asara Scheme 2023 Amount, Release Date

In March 2023, AP govt. will waive off outstanding loans of SHGs upto the year 2019. In YSR Asara Scheme 3rd Phase, the Andhra Pradesh government has provided an amount of Rs. 6419 crore. The payment status for third phase of Jagananna Asara scheme has been made available only after its implementation in March 2023. You can check payment status of current phases.

YSR Asara Scheme was firstly announced by CM YS Jagan Mohan Reddy in his election manifesto as a part of Navaratnalu. AP govt. started YSR Asara implementation in first phase on 11 September 2020 and second phase on 7 October 2021. In this debt waiver scheme, the state govt. will reimburse outstanding loans of SHGs. 

Under YSR Aasara Scheme, the government will clear all the pending dues of DWCRA women with banks till April 11, 2019 in four instalments. Government has sanctioned a total of Rs. 25,517 crore for four years. 

Besides Asara scheme, the Chief Minister laid foundation stones for several developmental activities virtually such as a Rs. 69 crore lift irrigation-cum-drinking water project at Jagannadapuram in Pedavegi mandal which will supply drinking water to 42 villages

AP YSR Asara Scheme 3.0 Status for Payment

Andhra Pradesh CM Y.S. Jagan Mohan Reddy on 25 March 2023 disbursed Rs. 6,419 crore under 3rd tranche of YSR Asara scheme, benefiting as many as 74.94 lakh women. Under Asara scheme, outstanding bank loans of eligible women Self-Help Groups will be written off to enable them to stand on their own feet. Reddy released these funds by the click of a button, reiterating that the State government would continue to work for the educational, social, economic and political empowerment of women.

He noted that the southern state has spent upto Rs 2.25 lakh core towards women's welfare through various programmes such as 'Amma Vodi', 'Cheyuta', 'Kapu Nestam', 'EBC Nestam', 'Vidya Devena' and others. According to the Chief Minister, more than 9.8 lakh women have launched their own business units such as stores, poultry farms, food processing units, vegetable shops and others through Asara scheme.

Besides collaborating with corporates like L&T, Reliance, P&G, ITC, Amul and Mahindra to guide women's self-help groups to turn into entrepreneurs, the government has also made the banks slash interest rates between 7 and 9 per cent from 13 per cent, and it is also working towards reducing it further, the Chief Minister said.

Payment Status for YSR Asara Scheme 2nd Phase

CM Y.S Jagan launched 2nd phase of YSR Asara programme at PVR Boys High School in Ongole on 7 October 2021. Around 78.76 lakh women of 7.97 lakh Self Help Groups (SHGs) got Rs. 6,439.52 crore. After the implementation of YSR Aasara 2.0, total amount given to SHG women reaches Rs. 12,758 crore (in first two installments combined).

Payment Status for YSR Asara Scheme Phase 1.0

In 1st phase of YSR Asara Scheme, Rs. 6,318.48 crore were sanctioned on 11 September 2020 to DWCRA women in 2020-21 towards the first instalment. This scheme benefited around 9.33 lakh women self help groups having around 90 lakh members.

Many women in Andhra Pradesh state have incurred massive loans and now would get relief under YSR Aasara Scheme. These loans were taken to cope up with expenses towards education, health care, elderly care, daily needs and other emergencies. Under YSR Asara Scheme, govt. aims to clear the pending dues of DWCRA women with banks.

Overview of YSR Aasara Scheme

Name of SchemeYSR Asara Scheme
1st installment release date11 September 2020
YSR asara 1.0 beneficiaries9.33 lakh women SHGs having 90 lakh women members
YSR asara 1.0 amountRs. 6318.48 crore
2nd installment release date7 October 2021
YSR asara 2.0 beneficiaries7.97 lakh women SHGs having 78.76 lakh women members
YSR asara Phase 2 amountRs. 6439.52 crore
3rd installment release date25 March 2023
YSR asara 3.0 beneficiaries7.04 lakh women SHGs having 74.94 lakh women members
YSR asara 3rd phase amount6419 crore
Total amount released in first 3 phasesRs. 19,177 crore
4th installment release datenot known
Total amount to be released in 4 phases Rs. 25,517 crore
Name of stateAndhra Pradesh
Launched byCM Y.S Jagan Mohan Reddy
Major beneficiariesDebt ridden women self help groups (SHGs)
Cut off date11 April 2019
ObjectiveTo reimburse (waive off) loans taken by women SHGs

Eligibility Criteria for YSR Asara Pathakam

  • Only permanent residents of Andhra Pradesh state are eligible.
  • Women must belong to a Self Help Group (SHG).
  • She must possess an aadhar card.
  • She must possess an active mobile number.
  • Bank loan documents shall be handy.
  • Applicant women must belong to SC / ST / BC / Minority community.
  • Women SHG must have taken loan prior to 11 April 2019.

List of Documents Required for YSR Asara Scheme 3.0

  • Aadhar card
  • Residence certificate
  • Income certificate
  • SHG loan details
  • Loan documents
  • SC / ST / BC / Minority community certificate
  • Recent photograph
  • Bank account number
  • Active mobile phone number

YSR Asara Scheme Phase 3 Application Procedure

Here are some common steps which you have to follow to apply for YSR Asara scheme:-
  • First of all, open the official website.
  • Once you reach homepage, click "Apply online" link.
  • Next page having application form filling instruction will open.
  • Read the displayed instructions and click "Continue" button.
  • Enter required details, upload necessary documents along with signature and image.
  • Review filled in application form and click "Submit" button.
  • Take a printout and keep it for any future reference.

Offline Application Procedure for YSR Asara 3rd Phase 

  • First of all, you have to go to the nearest bank.
  • When you reach there, ask for YSR Asara scheme 3.0 application form.
  • Fill application form manually by entering correct information with blue ball pen.
  • Attach relevant documents with filled in registration form.
  • Submit this application form in the bank. 
  • After submission, bank officer will give you an acknowledgement card
  • Secure this acknowledgement card which will enable you to check your status in future.

How to Check YSR Asara Scheme List

  • Appellants can check the beneficiary list through official website at
  • Select name of your district, municipality, CO, slum and then YSR Asara scheme list of beneficiaries and loan status will open.

Application Status for YSR Asara Scheme

  • First of all, go to official Navasakam website at
  • Once you reach Navasakam homepage, click "application status" link.
  • Enter application no and other asked details on the screen.
  • Submit the information and application status will come up on the screen.

How to Make Complaint Registration - YSR Asara

  • First of all, you have to visit the official website at
  • Once you reach homepage, you need to click on "grievance" tab.
  • Enter sender name, contact number, date, complaint description.
  • Upload file and click "Submit" button to make YSR Asara scheme complaint registration.

Toll Free Helpline Number - YSR Asara Scheme

In case of any query, you can contact the toll free helpline number or write an email in order to solve your problem. 
Helpline Number- 0863-2347302
Email Id-