Yogi Yojana List 2024 (नई सरकारी योजनाओं की सूची)

Yogi Yojana List 2024 (नई सरकारी योजनाओं की सूची)

प्रधानमंत्री मोदी एवं विभिन्न राज्य के मुख्यमंत्री द्वारा शुरू की गयी सभी योजनाएं, केंद्र व राज्य सरकार की योजनाएँ 2024, सरकारी योजना हिंदी और अंग्रेजी में योगी योजना वेबसाइट पर

Agriculture Infrastructure Fund Portal Registration 2024 & Login | प्रधानमंत्री मोदी कृषि अवसरंचना कोष के तहत 1लाख करोड़ रूपये की वित्तपोषण योजना

** मेरे प्यारे साथियों** आज हम आपको केंद्र सरकार की Agriculture Infrastructure Fund Scheme (National Agriculture Infra Financing Facility) के बारे में बताने जा रहे है। नई दिल्ली में प्रधानमंत्री नरेंद्र मोदी जी द्वारा 9 अगस्त 2020 को कृषि अवसरंचना कोष के तहत 1 लाख करोड़ रूपये की वित्तपोषण योजना शुरू की गयी थी। इस आर्टिकल में हम आपको Agriculture Infrastructure Fund Portal login प्रक्रिया के बारे में बताएंगे, अतः इस आर्टिकल को अंत तक पढ़ें।   

Agriculture Infrastructure Fund Portal Registration / Login

  • First of all, go to official website of National Agriculture Infra Financing Facility at agriinfra.dac.gov.in
  • Enter name, mobile number, aadhar number and click "Send OTP" button.
  • Verify OTP and then fill the remaining Agri Infrastructure Fund online application form.
  • Next make login by clicking at "Login" tab at the homepage or agriinfra.dac.gov.in/Home/Login
  • Enter user name, beneficiary ID and click "Login" button to make AIF scheme login.

National Agriculture Infra Financing Facility Objectives

This financing facility will have numerous objective for all the stakeholders in the agriculture eco-system.

Farmers (including FPOs, PACS, Marketing Cooperative Societies, Multipurpose cooperative societies)

  • Improved marketing infrastructure to allow farmers to sell directly to a larger base of consumers and hence, increase value realization for the farmers. This will improve the overall income of farmers.
  • With investments in logistics infrastructure, farmers will be able to sell in the market with reduced post-harvest losses and a smaller number of intermediaries. This further will make farmers independent and improve access to market.
  • With modern packaging and cold storage system access, farmers will be able to further decide when to sell in the market and improve realization.
  • Community farming assets for improved productivity and optimization of inputs will result in substantial savings to farmers.


  • Government will be able to direct priority sector lending in the currently unviable projects by supporting through interest subvention, incentive and credit guarantee. This will initiate the cycle of innovation and private sector investment in agriculture.
  • Due to improvements in post-harvest infrastructure, government will further be able to reduce national food wastage percentage thereby enable agriculture sector to become competitive with current global levels.
  • Central/State Government Agencies or local bodies will be able to structure viable PPP projects for attracting investment in agriculture infrastructure.

Agri Entrepreneurs and Startups

  • With a dedicated source of funding, entrepreneurs will push for innovation in agriculture sector by leveraging new age technologies including IoT, AI.
  • It will also connect the players in ecosystem and hence, improve avenues for collaboration between entrepreneurs and farmers.

Banking Ecosystem

  • With Credit Guarantee, incentive and interest subvention lending institutions will be able to lend with a lower risk. This scheme will help to enlarge their customer base and diversification of portfolio.
  • Refinance facility will enable larger role for cooperative banks and RRBs.


With reduced inefficiencies in post-harvest ecosystem, key benefit for consumers will be a larger share of produce reaching the market and hence, better quality and prices. Overall, the investment via the financing facility in agriculture infrastructure will benefit all the eco-system players.

Salient Features of Agriculture Infrastructure Fund

  • Convergence with all schemes of central or state government.
  • Online single window facility in collaboration with participating lending institutions.
  • Project Management Unit to provide handholding support for projects including project preparation.
  • Size of the financing facility - Rs. 1 lakh Crore.
  • Credit Guarantee for loans up to Rs. 2 Crore.
  • Interest subvention of 3% p.a., limited to Rs. 2 crore per project in one location, though loan amount can be higher.
  • Cap on lending rate, so that benefit of interest subsidy reaches the beneficiary and services to farmers remain affordable.
  • Multiple lending institutions including Commercial Banks, Cooperative Banks, RRBs, Small Finance Banks, NCDC, NBFCs etc.
  • One eligible entity puts up projects in different locations then all such projects will be eligible under the scheme for loan upto Rs. 2 crore.
  • For a private sector entity, such as farmer, agri entrepreneur, start-up there will be a limit of maximum of 25 such projects.
  • Limitation of 25 projects will not be applicable to state agencies, national and state federations of cooperatives, federations of FPOs and federation of SHGs.
  • Location mean physical boundary of a village or town having a distinct LGD (Local Government Directory) code.
  • Each of such project should be in a location having a separate LGD (Local Government Directory) Code.
  • APMCs will be eligible for multiple projects (of different infrastructure types) within their designated market area.
  • Interest subvention will be available for a maximum period of 7 years.
  • Moratorium for repayment under this financing facility may vary subject to minimum of 6 months and maximum of 2 years.
  • Disbursement will complete in six years starting from the year 2020-21.
  • Need based refinance support will be made available by NABARD to all eligible lending entities including cooperative banks and RRBs as per its policy.

Implementation Period of Agri Infrastructure Fund Scheme 

The Agriculture Infrastructure Fund Scheme will be operational from 2020-21 to 2029-30. Disbursement in four years starting with sanction of Rs. 10,000 crore in the first year and Rs. 30,000 crore each in next three financial years. Moratorium for repayment under this financing facility may vary subject to minimum of 6 months and maximum of 2 years.

Interest Subvention / Credit Guarantee Cost in AIF Scheme

Budgetary support will be provided for interest subvention and credit guarantee fee as also administrative cost of PMU. The details are as below:-

Interest Subvention Cost

All loans under this financing facility will have interest subvention of 3% per annum up to a limit of Rs. 2 crore. This subvention will be available for a maximum period of 7 years. In case of loans beyond Rs. 2 crore, then interest subvention will be limited up to 2 crore. The extent and percentage of funding to private entrepreneurs out of the total financing facility may be fixed by the National Monitoring Committee.

Credit Guarantee Cost

Credit guarantee coverage will be available for eligible borrowers from this financing facility under Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) scheme for a loan up to Rs. 2 crore. The fee for this coverage will be paid by the Government. In case of FPOs the credit guarantee may be availed from the facility created under FPO promotion scheme of DACFW. 

Administration Cost of PMU

Farmers Welfare Programme Implementation Society under DACFW will provide PMU support to the scheme at the central level and state PMUs of PM KISAN at state level. Services of knowledge partners will be engaged to identify clusters including export clusters and gaps in supply chains to target projects and prepare viable project reports to support the beneficiaries.

Eligible Projects under Agriculture Infrastructure Fund Scheme

The scheme will facilitate setting up and modernization of key elements of the value chain including

Post Harvest Management Projects like:

  • Organic inputs production
  • Bio stimulant production units
  • Nursery
  • Tissue culture
  • Seed Processing
  • Custom Hiring Center
  • Infrastructure for smart and precision agriculture
    • Farm/Harvest Automation
    • Purchase of drones, putting up specialized sensors on field, Blockchain and AI in agriculture etc.
    • Remote sensing and Internet of Things (IOT) such as automatic weather station, Farm advisory services through GIS applications.
  • Logistics facilities - Reefer Van& Insulated vehicles
  • Assaying Units
  • Supply chain services including e-marketing platforms
  • Warehouse & Silos
  • Cold Stores and Cold Chain
  • Packaging Units
  • Primary Processing activities

Viable projects for Building Community Farming Assets

In addition to above activities farmer groups such as FPOs, PACS, SHGs, JLGs, Cooperatives, National and State Level Federation of Co-operatives, FPOs federations, Federations of SHGs, National and State Level Agencies etc. are eligible for following activities:
  • Hydroponic Farming
  • Mushroom farming
  • Vertical farming
  • Aeroponic farming
  • Poly house/ Greenhouse
  • Logistics facilities (including non-refrigerated/insulated vehicles)

Who can Apply Online for Agricultural Infrastructure Fund

  • Agricultural Produce Market Committee
  • Agri-Entrepreneur
  • Central sponsored Public-Private Partnership Project
  • Farmer
  • Farmer Producers Organization
  • Federation of Farmer Produce Organisations
  • Joint Liability Groups
  • Local Body sponsored Public-Private Partnership Project
  • Marketing Cooperative Society
  • Multipurpose Cooperative Society
  • National Federations of Cooperatives
  • Primary Agricultural Credit Society
  • Self Help Group
  • Federations of Self Help Groups
  • Start-Up
  • State Agencies
  • State Federations of Cooperatives
  • State sponsored Public-Private Partnership Project
Who Can Apply for AIF Scheme - https://agriinfra.dac.gov.in/Home/WhoCanApply

Size of Financing Facility and Eligible Beneficiaries of AIF Scheme

Size of the financing facility and eligible beneficiaries Rs. 1 Lakh Crore to be provided by banks and financial institutions as loans to Primary Agricultural Credit Societies (PACS), Marketing Cooperative Societies, Farmer Producers Organizations(FPOs), Self Help Group (SHG), Farmers, Joint Liability Groups (JLG), Multipurpose Cooperative Societies, Agri-entrepreneurs, Startups and Central/State agency or Local Body sponsored Public Private Partnership Projects. PACS who have adopted digitization for handling its operations will be given preference under this scheme.

Participating Institutions in Agri Infrastructure Fund Scheme 

After signing of Memorandum of Understanding (MoU) with National Bank for Agriculture & Rural Development (NABARD)/DAC&FW, all following eligible lending institutions may participate to provide this financing facility.
  • All scheduled Commercial Banks.
  • Scheduled Cooperative Banks.
  • Regional Rural Banks (RRBs).
  • Small Finance Banks.
  • Non-Banking Financial Companies (NBFCs).
  • National Cooperative Development Corporation (NCDC).
  • DCCBs with PACS affilation.
Check Interest Rates offered by Lending Institutions - https://agriinfra.dac.gov.in/Home/InterestRate

Fund Allocation under Agriculture Infra Fund Scheme (State/UT Wise)

Uttar PradeshRs. 12831 cr
RajasthanRs. 9015 cr
MaharashtraRs. 8460 cr
Madhya PradeshRs. 7440 cr
GujaratRs. 7282 cr
West BengalRs. 7260 cr
Andhra PradeshRs. 6540 cr
Tamil NaduRs. 5990 cr
PunjabRs. 4713 cr
KarnatakaRs. 4525 cr
BiharRs. 3980 cr
HaryanaRs. 3900 cr
TelanganaRs. 3075 cr
KeralaRs. 2520 cr
OdishaRs. 2500 cr
AssamRs. 2050 cr
ChhattisgarhRs. 1990 cr
JharkhandRs. 1445 cr
Himachal PradeshRs. 925 cr
Jammu & Kashmir &LadakhRs. 900 cr
UttarakhandRs. 785 cr
TripuraRs. 360 cr
Arunachal PradeshRs. 290 cr
NagalandRs. 230 cr
ManipurRs. 200 cr
MizoramRs. 196 cr
MeghalayaRs. 190 cr
GoaRs. 110 cr
DelhiRs. 102 cr
SikkimRs. 56 cr
PuducherryRs. 48 cr
A & N IslandsRs. 40 cr
Daman & DiuRs. 22 cr
LakshadweepRs. 11 cr
Dadra & Nagar HaveliRs. 10 cr
ChandigarhRs. 9 cr

Check Agriculture Infrastructure Fund Guidelines PDF - https://agriinfra.dac.gov.in/Content/DocAttachment/FINALSchemeGuidelinesAIF.pdf

Agriculture Infrastructure Fund Scheme in Hindi

एग्रीकल्चरल इंफ्रास्ट्रक्चर फण्ड के तहत किसानो को फसल के बेहतर दाम मिलने के लिए फाइनेंस की सुविधा प्राप्त होगी। केंद्र सरकार ने 1लाख करोड़ रूपये के कृषि अवसरंचना कोष के तहत फाइनेंस की सुविधा को मंजूरी दे दी है। यह फण्ड कटाई के बाद फसल के बेहतर प्रबंधन के लिए इंफ्रास्ट्रक्चर और (Community agricultural assets) जैसे की कोल्ड स्टोरेज, क्लेक्शन सेंटर, प्रोसेसिंग यूनिट बनाने में सहायता करेगा।

प्रधानमंत्री नरेंद्र मोदी जी ने वीडियो कॉन्फ्रेसिंग के माध्यम से कृषि इंफ्रास्ट्रक्चर फण्ड के तहत 1लाख करोड़ रूपये की वित्तपोषण सुविधा को लॉन्च किया। यह वित्त मंत्री निर्मला सीतारमण द्वारा पेश किये गए 20 लाख रूपये के प्रोत्साहन पैकेज का हिस्सा थी जिसकी घोषणा पहली बार 15 May 2020 को हुई थी। सरकार द्वारा दी गयी राशि किसानो को उनकी उपज के लिए अधिक मूल्य प्राप्त करने में सक्षम बनाएगी क्योंकि किसान बढ़िया दामों पर भंडारण एवं बिक्री करने,अपव्यय को कम करने, प्रसंस्करण और दामों में वृद्धि बढ़ाने में सक्षम होंगे। 

कृषि अवसरंचना कोष के तहत 1 लाख करोड़ रुपये की वित्तपोषण योजना

कृषि अवसरंचना कोष (Agricultural Infrastructure Fund) के तहत 1लाख करोड़ रूपये की वित्तपोषण योजना के बारे में बताने जा रहे है। एग्रीकल्चरल इंफ्रास्ट्रक्चर फण्ड सरकार द्वारा लागु 20 लाख करोड़ रूपये के राहत पैकेज का एक हिस्सा है। कृषि अवसरंचना कोष की अवधि साल 2029-30 तक यानि की 10 साल तक के लिए है। इसका मुख्य लक्ष्य कम ब्याज,आर्थिक सहायता और वित्तीय मदद के जरिए कृषि अवसरंचना और सामुदायिक खेती के लिए प्रेक्टिकल प्रोजेक्ट में निवेश के लिए अधिक समय के ब्याज फाइनेंसिंग की सुविधा प्रदान करना है। इसका लक्ष्य ग्रामीण क्षेत्र में अपने निवेश को बढ़ावा देना और अधिक काम -काज पैदा करना है।

एग्रीकल्चरल इंफ्रास्ट्रक्चर फण्ड के लाभ

प्रधानमंत्री मोदी जी ने कृषि-अवसरंचना कोष के तहत 1 लाख करोड़ रूपये की वित्त पोषण सुविधा शुरू करके किसानो को राहत दी है। प्रधानमंत्री ने पीएम किसान योजना के कार्यान्वयन को तेजी के साथ अपनी संतुष्टि व्यक्त की है, उन्होंने कहा है की इस कार्यकर्म का पैमाना इतना बड़ा है की आज जारी धन कई देशो की पूरी आबादी की तुलना में अधिक लोगो तक पहुंच गया है।

AIF योजना की अवधि 10 साल तक होगी। इस योजना के तहत 1लाख करोड़ रूपये तक के ब्याज के लिए सीजीटीएमएसई योजना के तहत 3%हर साल ब्याज दर और क्रेडिट गारंटी कवरेज के साथ ब्याज के रूप में बैंको और वित्तीय संस्थानों द्वारा प्रदान किया जाएगा। इन सुविधाओं के शुरू होने से किसानो को उनकी फसल की बेहतर दाम मिल सकेंगे। इन सुविधाओं के चलते किसान अपनी फसल को इकठ्ठा कर सकेंगे और सही दाम मिलने पर अपने माल को बेच सकेंगे, इससे उनकी कमाई में वृद्धि होगी। फ़ूड प्रोसेसिंग की सुविधा से किसानो को उनकी फसल की अधिक कीमत मिलेगी जिससे वह किसान और उनका परिवार खुशहाल रह सके।

कृषि क्षेत्र के लिए एक नया सवेरा

ये कदम प्रधानमंत्री के मार्गदर्शन में भारत सरकार द्वारा उठाए गए सुधारो की एक श्रृंखला में नवीनतम है। ये उपाय सामूहिक रूप से भारत में कृषि क्षेत्र के लिए एक नई सवेरा है,और भारत के किसानो के लिए रोजी -रोटी के कल्याण और स्थिरता को सुनिश्चित करने के लिए सरकार की प्रतिब्धता को दर्शाता है। 

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