Gujarat government has started implementation of Namo Lakshmi Yojana 2025. Under this scheme, the state govt. will provide financial assistance of Rs. 50,000 to girls studying in class 9th to 12th. The main objective is to target universal enrolment in secondary education by offering financial aid. Read this article till the end to know eligibility, amount and other aspects regarding the scheme.
Under the Namo Lakshmi Yojana, each girl student receives a total financial aid of ₹50,000 spread across four years. Since its launch, more than 10.49 lakh girls have benefited, with total disbursements crossing ₹1,000 crore. To ensure transparent and efficient management, a dedicated Namo Lakshmi Portal has also been introduced for implementation across schools, the press release said.
To encourage students to take up science in Classes 11 and 12, the Government of Gujarat, under the leadership of Chief Minister Bhupendra Patel, has implemented Namo Saraswati Vigyan Sadhana Yojana. The scheme is open to students who score 50% or more marks in Class 10 and pursue science in recognised government, grant-in-aid, or self-financed higher secondary schools. Under this initiative, eligible students in the science stream of Classes 11 and 12 receive a total financial assistance of ₹25,000 over two years.
Since its launch, more than 1.5 lakh students have benefitted, with disbursements crossing ₹161 crore. For its smooth execution, a dedicated Namo Saraswati Portal has also been launched. This scheme plays a crucial role in encouraging more students to pursue science, opening pathways to quality education and future opportunities in science and technology, the release added.
Similarly, Rs 15,000 per annum for classes 11 and 12 will be transferred in monthly instalments of Rs 750 for 10 months based on attendance, while the remaining 50% will be credited to their accounts after they clear the Class 12 board exam.
Under the Namo Lakshmi Yojana, adolescent girls studying in government, granted and private schools from classes 9 to 12 will be given Rs 50,000 over the four years - Rs 10,000 annually in classes 9 and 10, and Rs. 15,000 per year in classes 11 and 12 - to complete their education.
The budget for school education under the sector has also risen over the same period, with the current allocation more than double of that in the 2018-19 budget.
Also Read - Namo Saraswati Yojana Apply Online
Namo Lakshmi Yojana 2025 Latest Update
On 14th September 2025, the state govt. of Gujarat disburses Rs. 1000 crore to more than 1,049,000 girl students under Namo Lakshmi Yojana. The scheme is open to students who score 50% or more marks in class 10th and pursue science in recognised govt, grant in aid, or self financed higher secondary schools.
Under the 'Namo Lakshmi Yojana', the government will provide Rs. 50,000 over a period of four years to girls. The beneficiary students, after securing admission in Class 9, will receive Rs 500 per month for 10 months each year, and the remaining Rs. 10,000 will be disbursed after they pass the Class 10 board exam, it said. Students in Classes 11 and 12 will receive Rs 750 per month for 10 months each year, and Rs 15,000 will be given after they clear the Class 12 board exam, the release said. The scheme will cover girls studying in government, aided and private schools. This scheme is applicable to girls whose family income is less than Rs. 6 lakh per annum, said the release.
Additionally, under the Namo Saraswati Vigyan Sadhana Yojana, over 150,000 students have received assistance amounting to more than Rs. 161 crore. To further the Prime Minister's vision of "Viksit Bharat@2047" and ensure that students in Gujarat have access to high-quality, future-ready education, the Chief Minister launched the two new schemes in March 2024.
Progress Report of Namo Lakshmi Yojana 2025
According to the press release, the Namo Lakshmi Yojana was introduced to ensure that no girl has to discontinue her education due to financial hardship, allowing them to complete their secondary and higher secondary studies. The scheme is open to girls studying in Classes 9 to 12 at schools recognised by the Gujarat Secondary and Higher Secondary Education Board (GSHSEB) and the Central Board of Secondary Education (CBSE). Notably, even those already receiving benefits under other government scholarship schemes remain eligible for this assistance.Under the Namo Lakshmi Yojana, each girl student receives a total financial aid of ₹50,000 spread across four years. Since its launch, more than 10.49 lakh girls have benefited, with total disbursements crossing ₹1,000 crore. To ensure transparent and efficient management, a dedicated Namo Lakshmi Portal has also been introduced for implementation across schools, the press release said.
To encourage students to take up science in Classes 11 and 12, the Government of Gujarat, under the leadership of Chief Minister Bhupendra Patel, has implemented Namo Saraswati Vigyan Sadhana Yojana. The scheme is open to students who score 50% or more marks in Class 10 and pursue science in recognised government, grant-in-aid, or self-financed higher secondary schools. Under this initiative, eligible students in the science stream of Classes 11 and 12 receive a total financial assistance of ₹25,000 over two years.
Since its launch, more than 1.5 lakh students have benefitted, with disbursements crossing ₹161 crore. For its smooth execution, a dedicated Namo Saraswati Portal has also been launched. This scheme plays a crucial role in encouraging more students to pursue science, opening pathways to quality education and future opportunities in science and technology, the release added.
Objective of Namo Lakshmi Yojna 2025
The main aim of this scheme are to increase enrolment, to reduce dropouts, and also to improve the nutritional status of adolescent girls. Moreover, with the implementation of this scheme, the state will be able to achieve universal enrolment in secondary education just as the state has achieved universal enrolment in primary education. The government has set aside Rs. 1,250 crore in the upcoming financial year for the scheme. The scheme is to benefit over 10 lakh girls studying in classes 9 to 12 in government, aided and private schools.Amount Distribution under Namo Lakshmi Scheme in Gujarat
According to the education department, Rs. 10,000 per annum for class 9 and 10 will be disbursed as Rs. 500 monthly for 10 months based on attendance. The balance 50% will be credited to the account after they clear the Class 10 board exam.Similarly, Rs 15,000 per annum for classes 11 and 12 will be transferred in monthly instalments of Rs 750 for 10 months based on attendance, while the remaining 50% will be credited to their accounts after they clear the Class 12 board exam.
Eligibility Criteria for Namo Lakshmi Yojana in Gujarat
- All girls who have completed Class 8 and enrolled in Class 9 in government and aided schools will be covered under the scheme.
- However, for girls in private schools, the government has set a family income cap of Rs. 6 lakh per annum.
It is worth noting that Namo Lakshmi Yojana will be available as an additional benefit to the students covered under Namo Saraswati Merit Scholarship. The 'Namo Saraswati Vigyan Sadhana Yojana' aims to encourage students to opt for the science stream and excel in it, said the release. Students in Classes 11 and 12 who have opted for science will receive Rs. 1,000 per month for 10 months, totalling Rs. 20,000 over two years, and the remaining Rs. 5,000 will be disbursed after they pass the Class 12 board exam.
Namo Lakshmi Yojana in Gujarat Budget 2025-26
Gujarat’s Finance Minister, Shri Kanu Desai, presented the Budget 2025-26 digitally on 20th February 2025 using the National eVidhan Application (NeVA) at the State Assembly. It marks a significant step towards paperless governance. While delivering the budget speech, FM said “The role of women power is significant in shaping modern Gujarat, with women’s education serving as a fundamental pillar. Last year, our Government introduced Namo Laxmi Yojana, which provides scholarships to approximately 10 lakh girl students. I propose a budgetary provision of Rs. 1,250 crore for the Namo Lakshmi Yojana”.Namo Lakshmi Yojana in Gujarat Budget 2024-25
Finance Minister presented Gujarat Budget 2024-2025 on 2 February 2024 in which FM announced to start 2 new schemes namely Namo Saraswati and Namo Lakshmi Yojana. While "Namo Saraswati Yojana" aims to encourage students to pursue science stream education, "Namo Lakshmi Scheme" targets universal enrolment in secondary education by offering financial assistance to girls up to class 12th.
Also Read - Namo Shri Yojana Apply Online
Salient Features of Namo Lakshmi Yojna
- Girls studying in Class 9th and Class 10th will get Rs. 10,000 assistance per annum.
- Girls studying in Class 11th and Class 12th will get Rs. 15,000 assistance per annum.
- Thus, each girl will get a total amount of Rs. 50,000 over the duration of 4 years i.e class 9th to 12th.
- To avail Namo Lakshmi Yojana benefit, all girls who have completed Class 8th and enrolled in Class 9th in govt/govt-aided schools will be covered.
- But for girls in private schools, the government has set a family income cap of Rs. 6 lakh per annum.
- The government has set aside Rs. 1,250 crore in the upcoming financial year for the Namo Lakshmi scheme.
- The scheme is to benefit around 10 lakh girls studying in classes 9 to 12 in government, aided and private schools.
Meanwhile, the allocation for the education sector, comprising school, and higher and technical education, has seen a gradual rise over the past seven years. With Rs. 55,114 crore set aside for the sector, the allocation has nearly doubled from the Rs 27,500 crore provisioned in the 2018-19 budget.
The budget for school education under the sector has also risen over the same period, with the current allocation more than double of that in the 2018-19 budget.
Namo Lakshmi Yojana Apply Online
Official Namo Lakshmi yojana apply online portal is now functional and one can now apply online through the link - https://mariyojana.gujarat.gov.in/
Read more about Namo Lakshmi Yojana 2025 through the link: https://financedepartment.gujarat.gov.in/Documents/Bud-Eng_1377_2024-2-2_989.pdf
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Gujarat