Atal Pension Yojana (APY) 2023 Form PDF download available at the official website at npscra.nsdl.co.in. This National Pension Scheme (NPS) assures guaranteed pension to senior citizens. Central govt. is concerned about the old age income security of the working poor and is focused on encouraging & enabling them to save for their retirement. For this purpose, the Indian govt. has started this NPS Lite or Atal Pension Yojana for Jan Dhan Se Jan Suraksha.
In order to address longevity risks among workers in unorganized sector & to encourage them to save for retirement, GoI started Atal Pension Yojana in 2015-16. The APY Scheme is focussed on all citizens in the unorganized sector.

Atal Pension Yojana scheme is administered by the Pension Fund Regulatory and Development Authority (PFRDA) through NPS architecture. Atal Pension Yojana Helpline (Toll Free) Number  is 1800-110-069.

About Atal Pension Yojana (APY) 2023

Atal Pension Yojana (APY) is a government-backed pension scheme in India launched by the Government of India in May 2015. The scheme is aimed at providing a sustainable pension to the unorganized sector workers who are not covered under any formal pension system.

Salient Features of Atal Pension Yojana

Here are some key features of Atal Pension Yojana:-
  • Eligibility: The scheme is available to all citizens of India between the ages of 18 and 40 years.
  • Pension Amount: The scheme provides a fixed pension amount ranging from Rs. 1,000 to Rs. 5,000 per month, depending on the contribution made and the age of the subscriber at the time of joining.
  • Contributions: The subscriber needs to contribute to the scheme regularly until the age of 60. The contribution amount depends on the pension amount chosen and the age of the subscriber. The contributions can be made on a monthly, quarterly, or half-yearly basis as per the subscriber's preference.
  • Government Contribution: The Government of India also contributes 50% of the subscriber's contribution or Rs. 1,000 per year (whichever is lower) for a period of five years for eligible subscribers who join the scheme before December 31, 2015.
  • Nominee and Withdrawal: The subscriber needs to provide a nominee at the time of joining the scheme. In the event of the subscriber's death, the nominee will receive the accumulated pension wealth. However, if the subscriber dies before the age of 60, the spouse can continue the scheme and receive the pension. The premature exit is allowed only in case of the subscriber's death or terminal illness.
  • Benefits: The scheme provides a fixed pension to the subscriber from the age of 60 until their death. The pension is payable to the spouse after the subscriber's death. In case of the demise of both the subscriber and the spouse, the accumulated pension wealth is paid to the nominee.
To enroll in the Atal Pension Yojana, individuals can visit designated banks or approach their respective bank branches to fill out the application form and provide the necessary documents. The scheme is administered by the Pension Fund Regulatory and Development Authority (PFRDA) and the contributions are managed by authorized Pension Fund Managers (PFMs).

It is always recommended to visit the official government websites or consult with a financial advisor to get the most up-to-date and accurate information regarding Atal Pension Yojana.

Atal Pension Yojana (APY / NPS) 2023 Form Download PDF

Here we are providing you the direct links to get enrolled in the National Pension Scheme or Atal Pension Yojana 2023. Download the APY registration form and other important forms to avail scheme benefits.

Atal Pension Yojana 2023 Subscriber Registration Form for New Users

All the new users who wants to enroll in Atal Pension Yojana can download APY Subscriber Registration form through the link below:-
https://npscra.nsdl.co.in/nsdl/forms/APY_Subscriber_Registration_Form.pdf

The Atal Pension Yojana Subscriber Registration Form 2023 will appear as shown below:-
This form is to be submitted to open new APY account under National Pension System.

Atal Pension Yojana Form for Existing Swavalamban Yojana Subscribers 

All the existing Swavalamban Yojana users can even download the APY Subscriber Registration Form through the link below:-
https://npscra.nsdl.co.in/nsdl/forms/APY_Subscriber_Registration_Form_Swavalamban_Yojana_Subscribers.pdf

The Atal Pension Yojana Registration Form for existing Swalamban Yojana Subscribers will appear as shown below:-
Subscribers who have registered under Swavalamban Yojana and are between 18 to 40 years on day of submission of form are eligible to shift to APY. Copy of PRAN card is required to be submitted alongwith this Form. Check all Atal Pension Yojana Forms - https://www.npscra.nsdl.co.in/nsdl-forms.php

Atal Pension Yojana Subscriber Maintenance Application Forms 2023

The following Atal Pension Yojana Online Application Forms 2023 can also be downloaded through the links below:-

-- To download, Subscriber details Modification and Change of APY-SP Form - Click Here
-- To download Form to upgrade / downgrade pension amount under APY - Click Here

Atal Pension Yojana Withdrawal / Continuation Form Download PDF

All the subscribers are also advised to download the following forms and keep with themselves for convenience in future:-

-- APY Death and Spouse Continuation Form - Click Here
-- Voluntary Exit APY Withdrawal Form - Click Here

Atal Pension Yojana Grievance Online Application Form 2023

People can file a grievance by downloading the APY Grievance Online Application Form 2023:-
-- Subscriber Grievance Registration (G1) Form for APY Subscribers - Click Here

Atal Pension Yojana Subscriber's Contribution Chart

People can now download the Atal Pension Yojana Subscriber's Contribution Chart through the link below:-

The APY Subscribers Contribution Chart will appear as shown below:-
Under the APY, there is guaranteed minimum monthly pension for the subscribers ranging between Rs. 1000 and Rs. 5000 per month. The starting age or the age of entry in Atal Pension Yojana is b/w 18 to 40 years. The contribution amount depends on the age of entry in APY / NPS Lite Scheme as per the APY Subscribers Contribution Chart. All the subscribers will start receiving pension amount on attaining the age of 60 years.

For detailed information on default charges, account related info., exit procedure, monthly contribution pension chart for APY scheme - Click Here

Check Complete Details to get the entire knowledge about the Atal Pension Yojana Scheme 2023.