हरियाणा मातृशक्ति उद्यमिता योजना 2024: महिलाओं को 3 लाख रुपये तक के आसान ऋण | Haryana Matrushakti Udyamita Scheme Details

Good news for women, the state government has announced Matrushakti Udyamita Scheme launch in Haryana state. Women from families whose annual family income is less than Rs. 5 lakhs p.a (as per Parivar Pehchan Patra data) will be given soft loans. Such women who wants to become entrepreneurs in any enterprise, trade or business can get loans upto Rs. 3 lakhs. There will be an interest subsidy of 7% on these loans (for 3 years duration). Read this article to get information on important aspects regarding हरियाणा मातृशक्ति उद्यमिता योजना.

About Haryana Matrushakti Udyamita Scheme 2024

While launching Haryana Matrushakti Udyamita Yojana, FM said "Women from families whose annual income is less than ₹ 5 lakhs based on PPP verified data and who wish to become entrepreneurs in any enterprise, trade or business will be provided access to soft loans by financial institutions to the extent of ₹3 lakhs for which interest subvention of 7% will be provided for three years through the Haryana Women Development Corporation." 

FM said "Further details of this scheme will be notified by the Department of Women and Child Development shortly. I hope that this scheme will enable women entrepreneurs to explore and move ahead in society."  

हरियाणा मातृशक्ति उद्यमिता योजना Objective 

A new scheme for women has been introduced by Haryana Govt., which is to be implemented through Haryana Women Development Corporation to make them self- reliant and improve their economic and social status.

Haryana Matru Shakti Udyamita Yojana Eligibility

• Only Haryana domiciled women entrepreneur whose family annual income does not exceed Rs. 5.00 lakh per annum on the basis of verified data in the Parivar Pehchan Patra are eligible to avail the benefit under this scheme.
• The age of the women entrepreneur beneficiary should be between 18-60 years at the time of applying for loan.
• The applicant should not be defaulter in terms of any loan earlier availed by her under any Scheme.

Loan Pattern of Haryana Matrishakti Udyamita Scheme

• 7% Interest Subvention on the Prevailing Rate of Interest charged by financial institutions will be provided by the Haryana Women Development Corporation for three years, in case of timely repayment of EMI.
• Maximum loan limit is Rs. 3.00 Lakh.
• The Moratorium period will be three months after disbursement of the loan.
• This scheme will be covered under without collateral security by the financial institutions.

हरियाणा बजट 2022-23 में मातृशक्ति उद्यमिता योजना 

हरियाणा के वित्त मंत्री ने बजट भाषण के दौरान बोला की "हमें उद्यमिता की भावना को बढ़ावा देने के लिये आर्थिक उत्थान के लिये उठाए गए कदमों की सराहना और समर्थन करना चाहिए। महिला उद्यमियों को सहायता प्रदान करने के लिए एक नई योजना हरियाणा मातृशक्ति उद्यमिता योजना की घोषणा करते हुए मुझे बड़ी खुशी हो रही है। उन परिवारों की महिलाएं, जिनकी वार्षिक आय परिवार पहचान पत्र में सत्यापित डेटा के आधार पर 5 लाख रुपये से कम है और जो किसी भी उद्यम, व्यापार या व्यवसाय में उद्यमी बनना चाहती हैं, उन्हें वित्तीय संस्थानों द्वारा 3 लाख रुपये तक के आसान ऋण प्रदान किये जायेंगे।" 

"इस ऋण पर हरियाणा महिला विकास निगम के माध्यम से 3 वर्ष के लिये 7 प्रतिशत की ब्याज सहायता दी जाएगी। इस स्कीम के बारे में महिला एवं बाल विकास विभाग द्वारा विस्तृत जानकारी शीघ्र ही अधिसूचित की जाएगी। मुझे आशा है कि यह योजना महिला उद्यमियों को समाज में नई संभावनायें तलाशने और आगे बढ़ने में सक्षम बनाएगी।"

For more details, visit the official website https://www.hwdcl.org/matrushakti.php