New Sarkari Yojana List 2023 (नई सरकारी योजनाओं की सूची)

New Sarkari Yojana List 2023 (नई सरकारी योजनाओं की सूची)

प्रधानमंत्री मोदी एवं विभिन्न राज्य के मुख्यमंत्री द्वारा शुरू की गयी सभी योजनाएं, केंद्र व राज्य सरकार की योजनाएँ 2023, सरकारी योजना हिंदी और अंग्रेजी में योगी योजना वेबसाइट पर

RPLI Gram Santosh Scheme 2023 - Endowment Assurance Policy Details

Rural Postal Life Insurance (RPLI) has launched Post Office Gram Santosh Scheme 2023. In Endowment Assurance Policy, people will get assurance on sum assured as well as bonus till maturity. Check minimum / max. age at entry, bonus amount, sum assured and complete details regarding Endowment Assurance scheme.

About Rural PLI Gram Santosh Scheme 2023

RPLI Gram Santosh scheme the proponent is given an assurance to the extent of the sum assured and accrued bonus till he/she attains the pre-determined age of maturity i.e 35,40,45,50,55,58 & 60 years of age.

Salient Features of RPLI ग्राम संतोष योजना

  • In case of death of insurant, assignee, nominee or legal heir is paid full amount of sum assured with accrued bonus
  • Minimum & maximum age at entry: 19-55 years
  • Minimum sum assured ₹ 10,000; Maximum ₹ 10 lac
  • Loan facility after 3 years
  • Surrender after 3 years
  • Not eligible for bonus if surrendered before completion of 5 years
  • Proportionate bonus on reduced sum assured is paid if policy is surrendered after 5 years
  • Last declared Bonus- ₹ 48/- per ₹ 1000 sum assured per year

Premium Amount in Endowment Assurance Scheme

If you want to check monthly, half yearly and annual premium amount​​, then you can click https://www.indiapost.gov.in/Financial/DOP_PDFFiles/PLI/Annexure%20C_RPLI.pdf

About Rural Postal Life Insurance (RPLI)

Rural Postal Life Insurance (RPLI) was introduced in 24.03.1995 for rural people of India. The Malhotra Committee had observed in 1993 that only 22% of the insurable population in this country had been insured; life insurance funds accounted for only 10% of the gross household savings. 
Central government accepted the recommendations of Malhotra Committee and allowed Postal Life Insurance to extend its coverage to the rural areas to transact life insurance business, mainly because of the vast network of Post Offices in the rural areas and low cost of operations. 

The prime objective of the RPLI scheme is to provide insurance cover to the rural public in general and to benefit weaker sections and women workers of rural areas in particular and also to spread insurance awareness among the rural population.

Other RPLI Schemes

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