New Sarkari Yojana List 2023 (नई सरकारी योजनाओं की सूची)

New Sarkari Yojana List 2023 (नई सरकारी योजनाओं की सूची)

प्रधानमंत्री मोदी एवं विभिन्न राज्य के मुख्यमंत्री द्वारा शुरू की गयी सभी योजनाएं, केंद्र व राज्य सरकार की योजनाएँ 2023, सरकारी योजना हिंदी और अंग्रेजी में योगी योजना वेबसाइट पर

Rural PLI Gram Sumangal Scheme 2023 - Post Office RPLI Anticipated Endowment Assurance Policy Details

Rural Postal Life Insurance (RPLI) has launched Post Office Gram Sumangal Scheme 2023. In Rural PLI Anticipated Endowment Assurance Policy, people will get money back assurance for maximum assured amount of Rs. 10 lakh. People who wants to get good returns for a certain period can avail RPLI Gram Sumangal scheme benefits. Check policy term, minimum / max. age at entry, bonus amount, sum assured and complete details regarding Anticipated Endowment Assurance scheme.

About Rural PLI Gram Sumangal Scheme 2023

RPLI Gram Sumangal scheme is a Money Back Policy with maximum sum assured of Rs. 10 lacs, best suited to those who need periodical returns. Survival benefits are paid to the insurant periodically. Such payments will not be taken into consideration in the event of unexpected death of the insurant. In such cases, full sum assured with accrued bonus is payable to the assignee, nominee of legal heir.

Salient Features of RPLI ग्राम सुमंगल योजना

Most important features of Gram Sumangal Scheme are as follows:-
  • Sum Assured: Max. Rs. 10 lakh
  • Policy term: 15 years and 20 years
  • Minimum age at entry 19 years; 
  • Maximum age at entry 40 years
  • Survival benefits paid periodically as under: -
    • 15 years Policy- 20% each on completion of 6 years, 9 years & 12 years and 40% with accrued bonus on maturity
    • 20 years Policy- 20% each on completion of 8 years, 12 years & 16 years and 40% with accrued bonus on maturity
  • Last declared Bonus- ₹ 45/- per ₹ 1000 sum assured per year

Minimum / Maximum Age at Entry in Post Office Gram Sumangal Yojana

  • The minimum age for entry in PO gram sumangal scheme is 19 years.
  • The maximum age for entry in PO gram sumangal scheme is 40 years.

Premium Amount in Anticipated Endowment Assurance Policy

If you want to check monthly, half yearly and annual premium amount​​, then you can click https://www.indiapost.gov.in/Financial/DOP_PDFFiles/PLI/ANTICIPATED%20ENDOWMENT%20ASSURANCE%20PLAN_RPLI.pdf

About Rural Postal Life Insurance (RPLI)

Rural Postal Life Insurance (RPLI) was introduced in 24.03.1995 for rural people of India. The Malhotra Committee had observed in 1993 that only 22% of the insurable population in this country had been insured; life insurance funds accounted for only 10% of the gross household savings. 

Central government accepted the recommendations of Malhotra Committee and allowed Postal Life Insurance to extend its coverage to the rural areas to transact life insurance business, mainly because of the vast network of Post Offices in the rural areas and low cost of operations. 
The prime objective of the RPLI scheme is to provide insurance cover to the rural public in general and to benefit weaker sections and women workers of rural areas in particular and also to spread insurance awareness among the rural population.

Other RPLI Schemes


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